In This Issue

Spring Workshops

TULIP: Tenant User Liability Program

Congratulations to Pam Lennon

Tennessee Trivia

Q. What city served as Tennessee’s capital of the state for only one day?

Click here for the answer

Message from the President


Dear Member,

One of the joys of the holiday season is the opportunity to say thank you and wish you the very best for the New Year.

Below is a little holiday history, provided by Spectrum News 13 in Orlando, Florida.

The holiday season is a time of peace, celebration and reflection for many. Learn more about the customs and traditions behind this magical time of year.


Christmas, coming from humble beginnings, has evolved into arguably the largest celebration in the world.

Roman Catholics and Protestants celebrate the birth of Jesus on Dec. 25.

The familiar Nativity scene seen around town every year refers to the biblical story. According to accounts in the gospels of Matthew and Luke, Jesus was born to the Virgin Mary in the city of Bethlehem, in what is now known as the West Bank.

Christians believe Jesus is the son of God, sent to Earth to wipe clean the sins of mankind, and that his birth fulfilled prophecies made hundreds of years earlier.

Over time, Christmas celebrations adopted many of the traditions still celebrated today, such as the Christmas tree, Santa Claus and giving gifts.


In Hebrew, the word "Hanukkah" means "dedication." It is also known as the Festival of Lights, and is an eight-day Jewish holiday.

It begins every year on the 25th day of the month of Kislev, which falls between late November and late December.

The holiday commemorates the rededication of the holy temple in Jerusalem after the Jews' victory over the Hellenist Syrians in 165 B.C.E.

This festival of Hanukkah is observed in Jewish homes by lighting the eight candles on the menorah each night of the holiday, one on the first night, two on the second night, etc., from the ninth, larger candle, called the "shamash" or "servant."


Kwanzaa is not a celebration where you buy gifts or decorate your home. It is a celebration of unity and family, and doing special things for one another.

Kwanzaa is a growing tradition, created in 1966. The word Kwanzaa is Swahili for "first fruits." It is a celebration of the African harvest, observed from Dec. 26 to Jan. 1.

The seven-day observance encourages African-American families to re-explore and strengthen their heritage, and do special things for each other.

A candle is lit every day during the seven days of Kwanzaa. The candles represent:

  • Unity
  • Self-determination
  • Responsibility
  • Economics
  • Purpose
  • Creativity
  • Faith

Wishing you a Joyous Holiday Season,
Dawn R. Crawford


Spring Workshops

Employees: Your Most Important Investment

Employment-related claims and lawsuits can be very costly and disruptive to your organization. Investing in your employees and ensuring that your workplace operates in an ethical and legal manner is key to minimizing the likelihood of employment-related claims.

This workshop will bring awareness to the behaviors and actions that can lead to employment-related claims, outline the exposures, and give participants a clear understanding of what is and is not part of a workplace investigation.

The enforcement guidelines from the Equal Employment Opportunity Commission will guide the discussion on investigations. This course will also help you manage harassment claims related to Title VII of the Civil Rights Act of 1964, and the Tennessee Human Rights Act.

All supervisors and elected officials are invited to attend. Registration is free and lunch will be provided.


Employees: Your Most Important Investment Workshop

Dates / Locations:

March 6 — Bartlett
Bartlett Station Municipal Center
5868 Stage Road
Bartlett, TN 38134

March 7 — Medina
Medina City Hall
201 US-45E
Medina, TN 38355

March 8 — Gallatin
Gallatin City Hall Dining Room
132 West Main Street
Gallatin, TN 37066

March 13 — Collegedale
Collegedale City Hall
4910 Swinyar Drive
Collegedale, TN 37315

March 14 — Knoxville
City of Knoxville Public Works Complex Community Room
3131 Morris Avenue
Knoxville, TN 37909

March 15 — Kingsport
V.O. Dobbins, Sr. Complex, Douglass Room
301 Louis Street
Kingsport, TN 37660


9 a.m. – 2 p.m.
Lunch is provided
All workshops qualify for 4.5 hours of CMFO credit


J. Michael Billingsly, Esq., City Attorney, City of Kingsport
Michael Fann, Director of Loss Control, Public Entity Partners
George Dalton, Assistant Director of Loss Control, Public Entity Partners

Topics Covered: 

Employment-related lawsuits, identifying your employment
practices liability exposure, how to properly handle a
workplace investigation, legal requirements for handling
employment-related complaints and allegations

Who Should Attend:

Anyone with supervisory responsibilities, elected officials,
city managers or administrators, human resources
administrators, risk managers and other public

To register, please visit

For questions, contact Halie Gallik at 800.624.9698 or hgallik@thepool-tn.

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TULIP: Tenant User Liability Program

Local governments frequently receive requests from the public and third parties to use their properties and facilities. Since third parties are not covered under local governments’ insurance programs, Tenant User Liability Insurance Program (TULIP) policies can be obtained to protect the “tenant user” (third party) and the local government against claims by guests who may be injured while attending an event.

A low-cost General Liability policy, a TULIP policy is written in the tenant user’s name and also insures the local government. Third-Party Property Damage is included in the policy, and Host Liquor Liability can be endorsed onto the policy. The premium costs are covered by the third-party users. PE Partner members who sign up for TULIP are provided with a one-page flyer to distribute to tenant users. This flyer provides instructions to tenant users on how to purchase a policy.

Common events covered through TULIP include:

  • Festivals
  • Wedding receptions
  • Holiday events and parties
  • Banquets
  • Reunions
  • Banquets
  • Non-professional sporting events

Not all events will qualify for a TULIP policy and may require additional underwriting consideration.

Events not covered through TULIP include:

  • Animal acts and shows
  • Knife shows
  • Pyrotechnics
  • Rodeos
  • Reunions
  • Skydiving

Visit to learn more about TULIP or obtain a quote for an event. Please review all policy terms, conditions and exclusions. To sign up for TULIP, contact your member services representative.

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Congratulations to Pam Lennon!

We are both happy and sad to share that Pam Lennon, senior underwriter for West Tennessee, is entering a new chapter of life and is retiring at the end of 2017. Pam has served PE Partner members for 26 years, and we are grateful for her service. She has always taken pride in working to ensure that PE Partner members receive the coverages they need. She will be greatly missed!

Jon Calvin, director of underwriting, shared: “Pam has been a pleasure to work with. She is surely one of the most conscientious people I have been privileged to work with. We will miss her.”

Pam is looking forward to spending more time with her husband, David, and their children and grandchildren. They are looking forward to traveling, gardening, beekeeping, and entertaining family and friends.

Please also join us in congratulating Janine Helton, who will be promoted to the West Tennessee underwriting position. Many of you have already spoken with Janine in her current role of underwriting coordinator. If you have not had the opportunity to meet her, please reach out to the Underwriting Department or feel free to email Janine at Pam will be working with the Underwriting Department on a part-time basis during this transition period.

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Tennessee Trivia

Q: What city served as Tennessee’s capital of the state for only one day?

A. Kingston, Tennessee (Sept. 21, 1807)