In This Issue


Scholarships Awarded

Alexandria – Investing in the Future

Welcome to the Newest PE Partner Member

2015-2016 James L. Richardson Driver Safety Grant Program

NIOSH Resources at Your Fingertips

Tom Brady and the NFL: Personnel Law Lessons for Public Safety Leaders


Tennessee Trivia

Q. What was Johnny Cash referring to when he sang about the Tennessee flat top box?

Click Here for the Answer

Message from the President

DawnEach year during the August — September timeframe, Public Entity Partners’s actuaries review our claims losses. The results of their analysis are recorded in our financial statements as required each year. Although I am not going to bore you with figures, I feel there are a few noteworthy items you should know about.

As claim trends move from one year to the next, sometimes it is difficult to know if we are seeing a trend or an anomaly. Only after a few years are we able to get a good feel for actual trends. This year, we have been able to identify several trends in losses. Workers’ compensation is seeing positive results for the first time in a long time. General liability is also experiencing positive trends. Unfavorable loss trends are listed below with the percent increase in losses year-over-year.

However, losses for other lines of business do not look as favorable. In the past three years, we have closely monitored the activity in errors or omissions, law enforcement and auto liability. Auto liability and law enforcement have deteriorated significantly, and errors or omissions liability is also on the rise.

Single end-of-year losses over the past three years have resulted in:

Coverage Percent Increase in Losses
  • Auto liability
  • Law enforcement liability
  • Errors or omissions liability
    54.7 percent
    47.9 percent
    24.7 percent

Public Entity Partners’s Loss Control staff is dedicating time and resources to help members in these areas of concern. In addition, below is Public Entity Partners’s Local Government RISK Academy online training course catalog. We strongly encourage you to use this free resource, which allows you to train on your time schedule.

Local Government RISK Academy Online Training Course Catalog
SAFETY & ENVIRONMENTAL
Back Injury Prevention

Chain Saw Safety


Chemicals and MSDS

Commercial Motor Vehicle Safety

Distracted Driving For Local Government
(Low Stream)

Dealing with Cold Stress
Fall Protection

Ladder Safety 101

Power Tool Safety

Preventing Slips, Trips & Falls ―
Local Government


Work Zone Safety for
Local Governments


Work Zone Traffic Control 101
HUMAN RESOURCES
Ethical Behavior for Local Government Violence in the Workplace
MANAGEMENT
Disciplinary Action and Procedures
for Local Gov.
Drug and Alcohol Awareness
PRODUCTIVITY
Computer Security Basics

 

Also, please remember to take advantage of our extensive DVD training library. You can review the listings by topic or by description on our website.

Included in this newsletter is an overview of safety-related training resources, and an educational piece on how the recent Tom Brady “Deflategate” issue provided some key employment law lessons that can help your entity avoid a lawsuit.

Like you, we want to help keep your employees, citizens and entity safe from harm.

Sincere Regards,
signature
Dawn R. Crawford

 

Scholarships Awarded

2015 Excellence in Risk Management Scholarship Recipients

Public Entity Partners congratulates the deserving recipients of the 2015 Excellence in Risk Management Scholarship! This scholarship provides financial assistance for PE Partner members to attend a three-day, comprehensive risk management program that educates participants about risk management topics and skills. This year’s program will be held in November at the PRIMA Institute in Albuquerque, New Mexico.

Program topics include:

  • Human Resource Laws and Guidelines;
  • Employment Practices Liability;
  • Coaching for Improved Performance;
  • Workplace Violence;
  • Managing Risk and People;
  • Public Officials Cooperation;
  • Public Private Partnerships;
  • Civil Rights and the Reality of Public Governance;
  • Coverage and Exclusions for Law Enforcement;
  • EPLI and Social Media: A Picture is Worth a Thousand Torments (Case Study);
  • Cyber Risks: Measurement, Policies and Procedures;
  • Harassment: In the Office, Online and on the Web;
  • Workers’ Compensation, Safety Programming and Return to Work;
  • Reputation Risk; and
  • Communication, Management and Risk Mitigation.

Congratulations to this year’s PE Partner scholarship recipients:

  • Arnold Phillip Grooms, City of Mt. Pleasant;
  • Kevin Whelan, First Tennessee HRA; and
  • Tiny Barton, City of Covington.

 

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Alexandria – Investing in the Future

alexandriaFounded in 1820, the Town of Alexandria is located in DeKalb County and is home to approximately 1,000 citizens. Over the past several years, Alexandria has worked hard, investing time and money to repair its streets and infrastructure. Using a Community Development Block Grant, the town was able to pave approximately 3 1/4 miles of streets and extend and rehab a large portion of its waterlines.

“We looked at our streets based on need and worked to repave as much as we could,” said Town Recorder Stacey Baker.

According to Randy York, water superintendent for Alexandria, the town was able to extend its waterlines and provide water to about 20 families, and it now has an emergency connection with Wilson Water Authority.

Maintaining infrastructure can be costly, but it is a critical part of every local government’s risk management program. Allegations of improperly maintained streets and roadways are some of the most frequent general liability claims against PE Partner members. Under the Tennessee Governmental Tort Liability Act, governmental entities that fail to properly maintain streets and roadways can lose protections/immunities provided under the Act.

Remaining diligent about addressing potholes and street paving needs can be difficult, but having a plan in place to evaluate your streets and make adequate repairs is important as you develop your risk management program.

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Welcome to the Newest PE Partner Member

Public Entity Partners is excited to welcome Brownsville Energy Authority as our newest member. For more than 60 years, Brownsville Energy Authority has provided electricity, water, wastewater, natural gas and propane services to Brownsville and parts of Haywood County.

Moore Insurance Agency approached Public Entity Partners after Brownsville Energy Authority’s coverage was not renewed by its commercial carrier. Computer modeling had indicated that the Brownsville area was at a greater risk for wind damage, which is why the public utility’s commercial carrier made the decision to not renew coverage.

This type of situation is exactly why Public Entity Partners was created 35 years ago. In the late 1970s, the commercial insurance market dramatically increased premiums and largely abandoned local governments. As a result, city officials from across the state of Tennessee came together in support of creating the nation’s first statewide liability pool.

Our goal at Public Entity Partners is to be a resource for members and provide coverage that is tailored to municipal needs.

Congratulations, Brownsville Energy Authority, and WELCOME!

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2015-2016 James L. Richardson Driver Safety Grant Program

Recipients of the 8th annual James L. Richardson Driver Safety Matching Grant will begin receiving notification of grant awards soon. Applications were due Oct. 1.

The program offers financial assistance to PE Partner members with auto liability coverage whose employees are required to operate city/agency vehicles. Various driver safety training, methods, technologies and approaches are eligible for this grant, including instructor-led training, DVD training, computer-based training, backup cameras and alarms, GPS tracking systems, alert systems for administrators (such as vehicle black box technology), and other technology that can assist administration in monitoring compliance with vehicle use policies.

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NIOSH Resources at Your Fingertips

The Occupational Safety and Health Act of 1970 established the National Institute for Occupational Safety and Health (NIOSH). NIOSH partners with the Occupational Safety and Health Administration (OSHA) to develop and enforce workplace safety and health regulations. NIOSH, part of the U.S. Centers for Disease Control and Prevention, has the mandate of helping to assure “every man and woman in the Nation safe and healthful working conditions and to preserve our human resources.”

To view the safety-related training resources that NIOSH has made available, visit http://www.cdc.gov/niosh/topics/safety.html. This online platform features a variety of safety and prevention topics, such as Distracted Driving and Motor Vehicle Safety, as well as detailed information on different types of Personal Protective Equipment.

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Tom Brady and the NFL: Personnel Law Lessons for Public Safety Leaders

Consistent application of disciplinary actions can mean the difference between winning or losing a costly lawsuit. In Tennessee, employment-related actions continue to be a loss driver for local governments.

Matt Dolan, an attorney with PATC Legal & Liability Risk Management Institute, recently wrote an interesting article titled, “Tom Brady and the NFL: Personnel Law Lessons for Public Safety Leaders.” To view the article, visit here. Regardless of the position you took concerning the “Deflategate” issue, we can still glean some employment law lessons that can help you and your entity avoid a lawsuit.

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Tennessee Trivia

Q. What was Johnny Cash referring to when he sang about the Tennessee flat top box?

A. A guitar.