The Underwriting Department tailors our insurance program based on the unique exposures and loss experience of each member.
Liability Coverages
- General Liability
- Personal Injury Liability
- Law Enforcement Liability
- Catastrophic Medical Coverage
- Errors or Omissions Liability
- Employment Practices Liability
- Employment Benefits / Fiduciary Liability
- Class Action Liability Coverage
- Optional Punitive Damage Coverage
- Automobile Liability
- Automobile Physical Damage
- Optional Stated Value Fire or Utility Schedules
- Optional Privacy and Network Security Liability
- Optional Ransomware, Social Engineering, and Data Restoration Expense Coverage
- UAV (Drone) Coverage
Workers Compensation Coverage
- Statutory Coverage
- Voluntary Accident and Medical Coverage
Property & Crime Coverage
- Buildings & Personal Property
- Electronic Data Processing Equipment
- Mobile Equipment
- Equipment Breakdown (Boiler and Machinery)
- Employee Dishonesty
- Forgery or Alternation
- Theft, Disappearance, or Destruction
- Computer Fraud