Underwriting

The Importance of Certificates of Insurance

1/9/2025 10:00 am

Since PE Partners' underwriting team consistently receives inquiries from members pertaining to certificates of insurance, we prepared a list of the most frequently asked questions and their answers.

PE Partners Welcomes Daphne Jeffries

12/5/2024 10:00 am

Public Entity Partners is pleased to welcome Daphne Jeffries, East Tennessee underwriter, to our team.

Workers' Compensation Audits

8/8/2024 10:00 am

At the conclusion of each policy period, Public Entity Partners conducts an annual Workers’ Compensation Audit of members’ payrolls for the expiring policy period. The third-party vendor used to conduct this audit is Research Technical Services, Inc. (RTS).

Evaluating Your Entity's Properties for Potential Flood Events

7/11/2024 10:00 am

Almost every property is vulnerable to flooding from lakes, rivers or significant rain events. Regardless of where the water comes from, damage to your facilities can impact your ability to serve the public.

Why You Need a Property Conservation Program

By George Dalton | 1/11/2024 6:50 am

As many of you know, we are experiencing one of the hardest property insurance markets in decades. This market is characterized by a period of increased scrutiny and stricter underwriting standards by insurers and reinsurers.

New Facilities to Add to Your Property Policy?

1/11/2024 6:30 am

Many of Public Entity Partners’ members make frequent changes to their properties and facilities. From improving existing structures to beautifying a park, building a new fire station or acquiring a new facility, making informed decisions on which locations you have insured for property coverage is an important risk management responsibility.

Winter Weather Risks Property Loss Prevention

By Carly Salah | 12/7/2023 7:45 am

In our previous newsletter, it was shared that we are currently in a hard property insurance market. This market is characterized by a period of increased scrutiny and stricter underwriting standards by insurers and reinsurers. During these times, obtaining insurance coverage becomes more challenging and property premiums tend to rise significantly. According to Business Insurance magazine, property rates saw a double-digit average increase earlier this year and North American property insurance buyers will see continued property insurance rate hikes in 2024.

Workers' Compensation Training Nov. 2

11/2/2023 6:05 am

The final installment of the Public Entity Partners and MTAS (Municipal Technical Advisory Service) risk management series will be held on Nov. 2. This session will cover “Workers’ Compensation: Protecting Your Employees and Your Operations.”

The Impact of a Hard Insurance Market

By Carly Salah | 11/2/2023 6:00 am

In the ever-evolving landscape of insurance, there are periods when the industry undergoes significant shifts that can directly impact policyholders. One of these phases is known as a "hard insurance market." It’s crucial to understand what it means and how it can affect your insurance premiums.

Workers' Compensation Audits

By Halie Gallik | 8/3/2023 6:35 am

At the conclusion of each policy period, Public Entity Partners conducts an annual Workers’ Compensation Audit of members’ annual payrolls for the expiring policy period. The third-party vendor used to conduct this audit is Research Technical Services, Inc. (RTS). RTS will reach out to the designated Workers’ Compensation contact via email to initiate the scheduling of your entity’s audit. These audits may be conducted in person to review payroll records or can be completed remotely to collect the needed information.

Underwriting

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